MORTGAGE INSURANCE COMES IN ALL TYPES AND SHAPES.  Mortgage insurance wil protect the assets of a home, cabin and business mortgage as well.  When a loved one dies, usually husband and wife, possibly a business owner, the home or mortgage on business will be paid off.  The family is protected and the mortgage insurance will have provided a way for the family to stay in the home and the business to continue.   MORTGAGE INSURANCE IS AN ACT OF LOVE AND JUST GOOD BUSINESS SENSE!  There should be no argument concerning mortgage insurance ESPECIALLY in difficult financial times.

BJORKLUND INSURANCE  has offered mortgage protection for several years.  Our agents will not offer mortgage insurance that is not tied to a term plan such as 10, 15, 20, 25, 30 years.  When offering mortgage insurance with a term plan, it protects the insured.  If you decide to REFINANCE, POSSIBLY BUY OR UPGRADE TO ANOTHER LOCATION, you will still have the same amount of coverage.  Bjorklund insurance does not offer a decreasing term as it usually turns out to be more expensive.  It doesn't matter where you get your mortgage loan or even refinance, you can be covered with a plan that will serve your needs for as long as you like.  EVEN IF YOU PAY OFF THE MORTGAGE, your mortgage insurance then becomes LIFE INSURANCE.  Who doesn't need more LIFE INSURANCE?

BJORKLUND INSURANCE offers a revolutionary insurance that can be used as a mortgage insurance, "YOU DON'T HAVE TO DIE TO USE".  This insurance plan is a UNIVERSAL LIFE INSURANCE that has Living Benefits.  Living Benefits are included in this plan and they cover terminal, chronic and critical health issues. Yes, and this Life Insurance pays retirement income as well.  Term insurance and this Universal Life plan have about the same premiums.  Term has an ending, Universal Life is for a lifetime.  Universal Life does not end when the mortgage is paid off, but continues to make money and give you Life Insurance as well as the chronic and critical care help when you are elgible.  Be sure to ask our agent about this plan.  MORTGAGE INSURANCE COVERAGE,  WHEN NO LONGER NEEDED, YOU HAVE LIFE INSURANCE COVERAGE AS WELL AS CASH FOR RETIREMENT.

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